FHA Loan

Delaware Home Buying Seminar on February 18, 2012 at the Christiana Hilton Hotel in Newark, DE from 10 AM till Noon and again from 1:00 PM till 3:00 PM. The seminar will cover everything you need to know in order to purchase a home in Delaware, Maryland, or Pennyslvania. The seminar will cover FHA Loans, VA Loans, USDA Rural Housing Loans, FHA 203k Loans, and conventioanl financing. We will cover first time home buyer programs that are available. The seminar will walk you thru the whole process from budgeting, to credit, to pre-approval, all the way to shopping for a home. Each participate will receive a Free Credit Scoring Handbook, Free Home Buying Handbook, Free Budgeting Worksheet, and the oppurtunity to get a copy of your credit report and be pre-approved for a loan.

It is free to register for the seminar and you can register by calling 302-703-0727 or by sending an e-mail to Delawaremortgages@yahoo.com. You can also register online by clicking one of the link below:

Delaware Home Buyer Seminars

The address of the seminar is The Christiana Hilton Hotel, 100 Continental Drive, Newark, DE 19713. Two session to choose from 10 AM till noon or 1 PM till 3 PM. You can visit Delaware Home Buyer Seminars for more information or for other seminars.

The seminar is being presented by the author of the new book, Your Guide to Buying Your First Home in Delaware.

If you feel like you won’t qualify for any reason, then don’t worry you can get signed up in our Free Get Mortgage Ready Program, which is a step by step program to help you budget, clean up your credit, and get your ready to buy a home.

If you would like to apply for a pre-approval to buy a home you can apply here.

John R. Thomas – Certified Mortgage Planner – Primary Residential Mortgage

NMLS – 38783

302-703-0727 DE Office

248 E Chestnuthill Rd, Newark, DE 19713

www.DelawareMortgageLoans.net

http://www.prmidelaware.com/

I just read some shocking results of a homebuying survey, and I want to share with you what you should really know about buying a house in San Jose. Real Estate website Zillow just released results of a survey taken by first time homebuyers that revealed some shocking results of how knowledgeable they are about the house buying process. Now all you Realtors watching this, you may want to give your clients some home buying tips that can teach them what to know before buying a house. 47% believed that the home became theirs once everyone signed the purchase contract. and 42% believe that home values are guaranteed to appreciate by about 7% each year, when in reality, in a normal market it’s typically 2-5% each year, and we all know, we are NOT in a normal market right now. 41% of all new homebuyers believe they need to pay for private mortgage insurance, regardless of how much of a downpayment they’re making, when in reality, that’s typically true if you’re putting less than 20% down. And finally 37% of first time homebuyers believe buying homeowner’s insurance is optional. I’m here to tell you it’s not. That’s why every realtor, mortgage broker and insurance agent needs to take time to make sure our clients are aware of what to know when buying a home. If you want to take Zillow’s Buyer IQ test for free, you can click on this link. Buyer IQ test.

The richest man in India, who also is the 9th richest man in the world, had a 27 story, one billion dollar home built in Mumbai for him and 3 members of his family. The house of Mukesh Ambani is complete with 3 helipads and 6 floors of parking, but he’s afraid to move into it because it fails to conform to the architectual principles of vastu shastra (trying saying that 5 times fast), and he believes that moving in will bring bad luck to him and his family. Seriously dude? You’re the ninth richest man in the world, how much more good luck do you need? Superstition aside, he’s got every right to be afraid to occupy the house: it’s a billion-dollar eye-sore in the midst of a country and a city where most of the people are desperately poor. I say, Squatters, pack your bags and enjoy your new home.

The economy picked up during the third quarter as the gross domestic product came in with the largest increase in a year. While this is good news for stocks, it could have an affect on interest rates as money moves out of bonds and into stocks. So take advantage of these still low rates if you’re thinking about buying or refinancing your home. If you liked this video, please leave me a comment below, and click the subscribe button and share it with a friend. Remember to set your clocks back this weekend! I’ll see you next time.