FHA Loan

My loan officer says credit “doesn’t matter” as much with FHA loans as much as other loans?

Does this mean that you can qualify for some of these really low interest rates with average (not bad, not really good) credit on an FHA loan. What if any is the catch here?

I am in need of an FHA loan. Is a credit union the best option or should I go to a Bank or Loan Officer?

any advice is greatly appreciated!

How can I explain late credit card payments to my FHA Loan Underwriter?

whats the minimum credit score you need for an FHA loan?

and can you provide links to back up answer?

would I qualify for an FHA loan, my credit score is around 700 and I have the 3.5% for the down payment?

I always pay all of my bills on time, my debt to income ratios are pretty good,
my yearly income is 60k and the only monthly payment I have is my car payment $500.

Should I have a hard time getting approved with the economy being so bad, I heard it’s very hard to get approved for a home loan
I have been at my job for the padt 4 years.

can i get a fha loan using my house as collateral with fair credit?

I also have a cosigner?

What are the guidelines for getting an FHA loan and what should your credit score be?

If I get an FHA loan,can I still get the $8000 tax credit.?

I am thinking about buying a house within this year,and was gonna apply for an FHA loan where they help with down payment and closing costs.
I was wondering though would I be eligible for the $8000 tax credit?

Does the $8,000 Tax Credit only apply to those with an FHA Loan? Can I go for a CONVENTIONAL Loan and still ge?

Does the $8,000 Tax Credit only apply to those with an FHA Loan? Can I go for a CONVENTIONAL Loan and still get the $8,000 Tax Credit?

If our FHA loan has a non-signing spouse do I still qualify for the first time home buyers credit?

Both my husband and I are first time home buyers.
For clarification: we are both first time home buyers and I will file jointly. I don’t want to get the credit twice just the credit itself