FHA Loan

Delaware Home Buying Seminar on February 18, 2012 at the Christiana Hilton Hotel in Newark, DE from 10 AM till Noon and again from 1:00 PM till 3:00 PM. The seminar will cover everything you need to know in order to purchase a home in Delaware, Maryland, or Pennyslvania. The seminar will cover FHA Loans, VA Loans, USDA Rural Housing Loans, FHA 203k Loans, and conventioanl financing. We will cover first time home buyer programs that are available. The seminar will walk you thru the whole process from budgeting, to credit, to pre-approval, all the way to shopping for a home. Each participate will receive a Free Credit Scoring Handbook, Free Home Buying Handbook, Free Budgeting Worksheet, and the oppurtunity to get a copy of your credit report and be pre-approved for a loan.

It is free to register for the seminar and you can register by calling 302-703-0727 or by sending an e-mail to Delawaremortgages@yahoo.com. You can also register online by clicking one of the link below:

Delaware Home Buyer Seminars

The address of the seminar is The Christiana Hilton Hotel, 100 Continental Drive, Newark, DE 19713. Two session to choose from 10 AM till noon or 1 PM till 3 PM. You can visit Delaware Home Buyer Seminars for more information or for other seminars.

The seminar is being presented by the author of the new book, Your Guide to Buying Your First Home in Delaware.

If you feel like you won’t qualify for any reason, then don’t worry you can get signed up in our Free Get Mortgage Ready Program, which is a step by step program to help you budget, clean up your credit, and get your ready to buy a home.

If you would like to apply for a pre-approval to buy a home you can apply here.

John R. Thomas – Certified Mortgage Planner – Primary Residential Mortgage

NMLS – 38783

302-703-0727 DE Office

248 E Chestnuthill Rd, Newark, DE 19713

www.DelawareMortgageLoans.net

http://www.prmidelaware.com/

FHA jumbo loans are great for home buyers in New Jersey and buyers who have less than a perfect credit history.

The government has come to realize that in certain areas of the country, Northern  New Jersey being one, that many homes cannot be purchased for the previous maximum FHA loan amount of $362,790.  That is why in March 2008, FHA temporarily increased their maximum loan amount to $729,750 – yes you are reading that right $729,750.   This was supposed to be a temporary provision, but it has been extended again through 2012.  However, we do not know if these increased limits will remain in effect for ever.

It does make sense for a home buyer in Northern New Jersey and other high priced areas of the country to apply for a jumbo FHA loan – and he or she should do it while the rates are the lowest they’ve been in years and the higher limits are in effect.

Click on the link below to find the FHA loan limit in your area.  For more information on FHA Jumbo Loans and why you should consider one for your next purchase to Hoboken FHA Jumbo Loans.

Please contact us at 201-943-6800 to schedule your FREE No-Obligation Consultation where we will meet to tailor a program to fit your needs and comfort level for monthly payments and investments.

There will be a Free First Time Home Buying Seminar on January 14, 2012 at the Christiana Hilton Hotel in Newark, DE from 10 AM till Noon and again from 1:00 PM till 3:00 PM. The seminar will cover everything you need to know in order to purchase a home in Delaware, Maryland, or Pennyslvania. The seminar will cover FHA Loans, VA Loans, USDA Rural Housing Loans, FHA 203k Loans, and conventioanl financing. We will cover first time home buyer programs that are available. The seminar will walk you thru the whole process from budgeting, to credit, to pre-approval, all the way to shopping for a home. Each participate will receive a Free Credit Scoring Handbook, Free Home Buying Handbook, Free Budgeting Worksheet, and the oppurtunity to get a copy of your credit report and be pre-approved for a loan.

It is free to register for the seminar and you can register by calling 302-703-0727 or by sending an e-mail to Delawaremortgages@yahoo.com. You can also register online by clicking one of the link below:

Delaware Home Buyer Seminars

The address of the seminar is The Christiana Hilton Hotel, 100 Continental Drive, Newark, DE 19713. Two session to choose from 10 AM till noon or 1 PM till 3 PM. You can visit Delaware Home Buyer Seminars for more information or for other seminars.

The seminar is being presented by the author of the new book, Your Guide to Buying Your First Home in Delaware.

If you feel like you won’t qualify for any reason, then don’t worry you can get signed up in our Free Get Mortgage Ready Program, which is a step by step program to help you budget, clean up your credit, and get your ready to buy a home.

If you would like to apply for a pre-approval to buy a home you can apply here.

John R. Thomas – Certified Mortgage Planner – Primary Residential Mortgage

NMLS – 38783

302-703-0727 DE Office

248 E Chestnuthill Rd, Newark, DE 19713

www.DelawareMortgageLoans.net

http://www.prmidelaware.com/

Pick-Your-HARP-Lender: The Home Affordable Refinance Program (HARP) Mortgage Program Requirements and Rates.

Why is the simple so frequently made complex?  This is the question I seem to be getting from other underwater home owners.  Other?  Yes.  I am one of them.  Until recently, there has not been a program for those of us in Florida that have been current because it was the right thing to do, but suffered from being underwater on our mortgage loan.

“HARP 2 Mortgage Refinance Program rewards home owners that have stayed current. – Chris Brown”

So now what?  What is the next step?

Here are the four steps for an upside down Florida home owner to uncover if they can take advantage of the Low HARP Rates from the New 2011 Revisions of the Home Affordable Refinance Program changes.

1.  Check your Property’s HARP  Eligibility Qualifications:

• Your loan must be backed by Fannie or Freddie.
• Your mortgage must have been securitized prior to June 2009.

For the sake of our blog loyalists, you can find out if your home is backed by using the Fannie search [click here] or Freddie search [click here], now.

2.  Write “Fannie” or “Freddie” on your most recent Florida mortgage statement as a result from the search in step 1.

For convenience, you can email your recent statement to us for a “No Obligation Analysis” of your improved cash flow.  You may not even need to verify employment or income.  How great is that?  The rationale is this… regardless of income or employment – if you have stayed current, lowering your mortgage rate with a HARP refinance can only help.

3.  Check your Personal HARP  Eligibility Qualifications:

• Current on your mortgage for the last 6 months?
• Current for 11 of the most recent 12 months?

That may be all that matters.  In our 33 Most Frequently Asked Questions regarding the TRUTH about HARP we answer questions like:

• I am way upside down on my home, will HARP still work for me? No really – wayyyyy underwater…
• Do I have to prove my income?
• I have a second home, is it HARP eligible?
• … and more.

4. Get the 33 Most Frequently Asked Questions regarding the TRUTH about HARP.

Get the FAQ before making any irreversible decisions because you want the most relevant, most accurate, and most timely available for you and those you care about.

There will be a Free First Time Home Buying Seminar on December 17, 2011 at the Christiana Hilton Hotel in Newark, DE from 10 AM till Noon and again from 1:00 PM till 3:00 PM. The seminar will cover everything you need to know in order to purchase a home in Delaware, Maryland, or Pennyslvania. The seminar will cover FHA Loans, VA Loans, USDA Rural Housing Loans, FHA 203k Loans, and conventioanl financing. We will cover first time home buyer programs that are available. The seminar will walk you thru the whole process from budgeting, to credit, to pre-approval, all the way to shopping for a home. Each participate will receive a Free Credit Scoring Handbook, Free Home Buying Handbook, Free Budgeting Worksheet, and the oppurtunity to get a copy of your credit report and be pre-approved for a loan.

It is free to register for the seminar and you can register by calling 302-703-0727 or by sending an e-mail to Delawaremortgages@yahoo.com. You can also register online by clicking one of the link below:

Delaware Home Buyer Seminars

The address of the seminar is The Christiana Hilton Hotel, 100 Continental Drive, Newark, DE 19713. Two session to choose from 10 AM till noon or 1 PM till 3 PM. You can visit Delaware Home Buyer Seminars for more information or for other seminars.

The seminar is being presented by the author of the new book, Your Guide to Buying Your First Home in Delaware.

If you feel like you won’t qualify for any reason, then don’t worry you can get signed up in our Free Get Mortgage Ready Program, which is a step by step program to help you budget, clean up your credit, and get your ready to buy a home.

If you would like to apply for a pre-approval to buy a home you can apply here.

John R. Thomas – Certified Mortgage Planner – Primary Residential Mortgage

NMLS – 38783

302-703-0727 DE Office

248 E Chestnuthill Rd, Newark, DE 19713

www.DelawareMortgageLoans.net

http://www.prmidelaware.com/